Many companies offer you lifetime free cards in India. It is absolutely free with no annual fee if you spend a minimum amount from the credit card. It is great for those who uses their credit card within limits and pay their bills on time. On every purchase you will be given about 45 days to pay back without any interest or other charges. And due to some reason if you are not able to pay your amount for your purchase then within ten days you have to talk with the customer care and ask them to convert it into monthly installments according to the convenient repayment capability. For making installment payment, bank will charge you a less rate of interest.

There are many credit card companies which offer life time cards in India like Citibank Cash back credit card, Jet Airways Citibank Gold credit card, Citibank Silver credit card, ICICI Bank Toyota credit card etc. It offers attractive reward scheme, cash back and exciting gifts to its customer every time they use it. Citibank cash back credit card offers up to 30 percent cash back at selected stores across the country. There is no fuel transaction charge at Indian Oil petrol pumps. The Jet Airways Citibank Silver credit card offers rewards on air miles. You can earn 2 JPMiles for every Rs 100 spent on your card. It can be double if you book your tickets through Jet airways website. It also issue Master card and take zero percent on fuel transaction at any Indian oil petrol pumps.

You can pay your amount with the interest rate of around 2.5 percent to 2.75 percent monthly or around 40 annually. If you use ATM to take a cash advance, it will charge you around 2.5 percent of the withdrawn amount. Some bank might charge you if your card is lost or damaged and you want a new card. The renewal of lifetime card is free. Now next time when someone offers you lifetime free cards in India then just listen to them and check their rates with another card to get the best deal.