Classic Credit card is an excellent product of HSBC Bank which provides you several saving features and value added benefits. It provides you best shopping deals with low interest. It also provides lots of discounts in the field of travel and shopping.

Some of the special benefits of HSBC Classic cards are:

• No Fuel Surcharge: it provides 2.5% fuel surcharge waiver on any petrol pump in India .
• Low interest option: this credit card saves your card interest by Loan on Phone and Balance transfer options. Balance transfer by using EMI is an excellent feature of this card; you can easily transfer your money from other credit card to HSBC credit card at low interest (1.50% p.m for 6 and 12 months and 1.65% pm for 18 and 24 months). By using Loan Phone method you can do high value shopping with low interest (1.99% p.m).
• Online Banking facility: internet banking is a excellent feature of HSBC bank, it has several benefits like online utility bill payment, Apply for balance transfer, Apply for Loan on Phone and E-Statement
• Re-payment cheque pick-up facility
• Get best shopping deals on Shopping deals Ready Reckoners for best shopping offers in your location
• Reward: get one reward points at the purchase of Rs. 100. collect these points and get exciting benefits of free garments, cosmetics, gift vouchers, airline miles and home application etc.
• Life Insurance: get Life Insurance Cover of 2 lakhs by TATA-AIG Life Insurance Company Ltd.

Fee and Charges of HSBC Classic cards:

• Purchases Interest Rate: 3.2%
• Joining fee: Rs. 0.00
• Annual fee: Rs. 700
• Cash Advance Limit: 40%
• Add on Card free: get up to 3 cards
• Cash Advance Transaction fee 2.5% (min Rs. 250)
• Free Credit Period: Max 52 days
• Lost card Liability: no lost card liability
• Other Bank ATM access: 0.4% of cheque value