Value Plus of HDFC Bank is really a unique product that gives you true value and saving. It is really a wonderful product that gives you 5% Cash Back on your every spent.

Some of the features of HDFC Bank are as follows:

• Value plus Cash Back: get 5% cash back cash back at every purchase like Railway, Hospitals and Medical stores etc. get 1.5% cash back at every purchase in supermarket, Restaurants, Dept Stores and Grocery etc.
• Global acceptance: Value card is accepted in all over the world. Silver card of HDFC bank is accepted at over 11 lakhs merchant establishments across India and 18 million around the world.
• Free Credit Period: HDFC provides you up to 50 days interest free credit period from the date of purchase.
• Lost card liability: it provides you 100% lost card liability. If you lost your card then report within 24-Hour.
• Cash Advance: HDFC credit card provides you opportunity to withdraw cash up to 10% of your credit card.

Fee and charges of HDFC Value Plus Credit Card:

• Joining Fee: Rs. 300
• Annual Fee: Rs. 700
• Purchase Interest Rate: 2.95% per month
• Balance Transfer Interest Rate: 0% per month or Min Rs 100
• Add-On card: Free for life
• Free Credit period: Max 50 days
• Cash Advance limit: HDFC bank provides 10% of credit limit