Barclays Bank is mainly biased on UK. It launched its services in India for customer Banking in May 2007. It offers several credit cards to full fill the need of Indian customer. Some of the credit cards of Barclays are Smart Budget, Gold, Premier league card etc. Barclays Smart Card is one of the best cards of Barclays Bank which offers you several advance features like you can decide your credit limit as for your need and you can also choose your specific billing date.

Some of the main features of Smart Budget card are as follows:

• Cash withdrawals is free for domestic users
• Card free for life
• Monthly payment is depend on your choice (minimum Rs. 400)
• Interest free credit up to 50 days
• Billing data is depend on your choice

Some of the terms and conditions of Smart Budget card are:

• Annual fee: free for life
• Free credit period: up to 50 days
• Purchase interest charge 2.95% per month
• Balance transfer Interest rate 0%
• Cash Advance Transaction Fee: free cash advances for domestic ATM for a limited period of time, 3% / min Rs. 300 for International ATM cash advances
• Rewards: get 1 Barclaycardpoint for the purchase of Rs. 100